Gold Ladder Financial Coaching
Gold Ladder Financial Coaching
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About

Why Gold Ladder?

At Gold Ladder Financial Coaching, we believe financial transformation is not just about numbers—it’s about behavior, structure, and identity. We don’t sell products. We don’t manage investments. We help you build the habits, systems, and mindset that create lasting financial stability. 


What sets us apart is our commitment to sustainable change. We combine evidence-based financial coaching principles with real-world tools you can implement immediately. The goal isn’t temporary motivation—it’s long-term transformation. 

Our Story

Gold Ladder Financial Coaching was built from lived experience—not theory. 


As a young military family, we had no financial education, carried heavy debt, and operated from a scarcity mindset. We worked hard—but our systems were weak, and our habits were reactive. 


In 2017, during a deployment to Yemen, a passionate conversation with a supervisor challenged our thinking about discipline, ownership, and legacy. That moment became our turning point.


We committed to building systems instead of relying on hope. Since then, we’ve paid off over $150,000 in debt, fully funded our emergency savings, and begun consistently investing for retirement.


Gold Ladder was built on this belief: transformation is possible when discipline meets structure. We don’t teach theory—we teach what we’ve lived. And if we can climb out of confusion and scarcity, so can you. 

Our Team

Derrick Creighton Jr., MS, MA, AFC®, CCC™

Derrick Creighton Jr., MS, MA, AFC®, CCC™

Derrick Creighton Jr., MS, MA, AFC®, CCC™

Derrick Creighton Jr. is a behavior-focused financial wellness leader who blends nearly two decades of military leadership experience with advanced training in financial counseling, credit counseling, and financial therapy. Derrick specializes in uncovering the beliefs and habits that drive financial decisions, helping individuals replace

Derrick Creighton Jr. is a behavior-focused financial wellness leader who blends nearly two decades of military leadership experience with advanced training in financial counseling, credit counseling, and financial therapy. Derrick specializes in uncovering the beliefs and habits that drive financial decisions, helping individuals replace stress-driven patterns with structured, sustainable systems.

Shayla Creighton, MA, LMFTA

Derrick Creighton Jr., MS, MA, AFC®, CCC™

Derrick Creighton Jr., MS, MA, AFC®, CCC™

Shayla Creighton is a licensed Marriage and Family Therapist Associate with a strong foundation in healthcare and holistic wellness. With advanced training in integrative health coaching and mental health studies, she brings deep expertise in relational dynamics, emotional health, and behavior change. Shayla helps individuals and families

Shayla Creighton is a licensed Marriage and Family Therapist Associate with a strong foundation in healthcare and holistic wellness. With advanced training in integrative health coaching and mental health studies, she brings deep expertise in relational dynamics, emotional health, and behavior change. Shayla helps individuals and families align their values, relationships, and financial decisions to create clarity and long-term resilience. 

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